HOA laws by state

HOA law is state law plus your recorded documents. There is no national HOA code. A Florida Chapter 720 hearing, a California Davis-Stirling records request, and a Texas Chapter 209 fine process are not interchangeable. This hub indexes the state pages on the page-map slugs: Florida, California, Texas, Virginia, Arizona, Nevada, North Carolina, Georgia, Colorado, Washington, New Jersey, and New York.

Each state page names the statute, the condo statute if it is separate, whether an ombudsman or information office exists, and cited notes on hearings, records, and collections. Florida's condominium ombudsman is Chapter 718 only. Virginia has a CIC Ombudsman at DPOR. Colorado's HOA Information and Resource Center registers associations and answers CCIOA questions; it does not mediate. Georgia's POAA is opt-in. New Jersey splits condominiums (46:8B) from planned developments (PREDFDA). New York has no statewide HOA mega-statute.

Read the page for the state where the property sits, then the declaration. Do not copy a neighbor's process from another state. Statutes change. These notes are sourced snapshots retrieved 2026-08-28, not personalized advice.

This is general information from an AI helper, not legal advice. Confirm it against your documents and your state's law. If a deadline or hearing is coming up, talk to a licensed lawyer.

HOA rules in Alabama — Cited notes for Alabama. Confirm against current statutes and your documents.
HOA rules in Alaska — Cited notes for Alaska. Confirm against current statutes and your documents.
HOA rules in Arizona — Arizona splits planned communities and condominiums. Houses and townhomes in a planned community are under Title 33, Chapter 16 (starting at A.R.S. § 33-1801). Condominium units are under Title 33, Chapter 9. Do not mix those chapters. Confirm which statute covers your community on the Arizona Legislature site, then read your CC&Rs and bylaws. This page is general information, not legal advice.
HOA rules in Arkansas — Cited notes for Arkansas. Confirm against current statutes and your documents.
HOA rules in California — California does not split HOAs and condos into two HOA statutes. Residential common interest developments — planned developments, condominiums, community apartments, and stock cooperatives — fall under the Davis-Stirling Common Interest Development Act, Civil Code sections 4000 through 6150. Confirm your community is a CID, then read the current Civil Code on the California Legislative Information
HOA rules in Colorado — Colorado's main common-interest statute is the Colorado Common Interest Ownership Act (CCIOA), C.R.S. Title 38, article 33.3. It covers planned communities, condominiums, and cooperatives. Most of the important provisions apply to all common-interest communities, but some apply only to communities created after July 1, 1992, and pre-1992 communities can still be subject to older law. Confirm which
HOA rules in Connecticut — Cited notes for Connecticut. Confirm against current statutes and your documents.
HOA rules in Delaware — Cited notes for Delaware. Confirm against current statutes and your documents.
HOA rules in Florida — Florida splits homeowners' associations and condominiums into two statutes. If you live in a house in a deed-restricted community, Chapter 720 of the Florida Statutes (Homeowners' Associations) is the main statute. If you own a condominium unit, Chapter 718 (Condominiums) applies instead. Do not mix those chapters. Confirm which statute covers your community, then confirm the current text on the F
HOA rules in Georgia — Georgia does not automatically put every subdivision HOA under a Florida-style statute. The Georgia Property Owners' Association Act (POAA), O.C.G.A. Title 44, Chapter 3, Article 6, starting at § 44-3-220, applies only if the recorded declaration (or a later amendment) states an affirmative election to be governed by the article (O.C.G.A. § 44-3-222). If your declaration is silent, you do not get
HOA rules in Hawaii — Cited notes for Hawaii. Confirm against current statutes and your documents.
HOA rules in Idaho — Cited notes for Idaho. Confirm against current statutes and your documents.
HOA rules in Illinois — Cited notes for Illinois. Confirm against current statutes and your documents.
HOA rules in Indiana — Cited notes for Indiana. Confirm against current statutes and your documents.
HOA rules in Iowa — Cited notes for Iowa. Confirm against current statutes and your documents.
HOA rules in Kansas — Cited notes for Kansas. Confirm against current statutes and your documents.
HOA rules in Kentucky — Cited notes for Kentucky. Confirm against current statutes and your documents.
HOA rules in Louisiana — Cited notes for Louisiana. Confirm against current statutes and your documents.
HOA rules in Maine — Cited notes for Maine. Confirm against current statutes and your documents.
HOA rules in Maryland — Cited notes for Maryland. Confirm against current statutes and your documents.
HOA rules in Massachusetts — Cited notes for Massachusetts. Confirm against current statutes and your documents.
HOA rules in Michigan — Cited notes for Michigan. Confirm against current statutes and your documents.
HOA rules in Minnesota — Cited notes for Minnesota. Confirm against current statutes and your documents.
HOA rules in Mississippi — Cited notes for Mississippi. Confirm against current statutes and your documents.
HOA rules in Missouri — Cited notes for Missouri. Confirm against current statutes and your documents.
HOA rules in Montana — Cited notes for Montana. Confirm against current statutes and your documents.
HOA rules in Nebraska — Cited notes for Nebraska. Confirm against current statutes and your documents.
HOA rules in Nevada — Nevada uses a Uniform Common-Interest Ownership Act. NRS Chapter 116 is the main statute for common-interest communities, including many planned communities, condominiums, and cooperatives. It is not federal HOA law and it is not the rule in other states. Confirm that Chapter 116 actually applies to your community (some older associations have different coverage), then read the current NRS text an
HOA rules in New Hampshire — Cited notes for New Hampshire. Confirm against current statutes and your documents.
HOA rules in New Jersey — New Jersey does not have a single Florida-style HOA statute that covers every deed-restricted subdivision. Condominiums are governed by the Condominium Act, N.J.S.A. 46:8B-1 et seq. Planned real-estate developments (many townhome and HOA communities) are also under the Planned Real Estate Development Full Disclosure Act (PREDFDA), N.J.S.A. 45:22A-21 et seq., which supplies disclosure rules and, in
HOA rules in New Mexico — Cited notes for New Mexico. Confirm against current statutes and your documents.
HOA rules in New York — New York does not have a Florida-style statewide HOA statute. Which law applies depends on how your community is structured. A traditional homeowners' association — separately owned lots plus an association that maintains common property — usually runs on its recorded declaration and bylaws plus the Not-for-Profit Corporation Law (N-PCL), because most HOAs are not-for-profit corporations. A condom
HOA rules in North Carolina — North Carolina splits planned communities and condominiums. Houses and lots in a planned community are under Chapter 47F, the North Carolina Planned Community Act. Condominium units are under Chapter 47C. Do not mix those chapters. Chapter 47F applies to planned communities created in the state on or after January 1, 1999, with exceptions (including communities of 20 or fewer lots unless the decla
HOA rules in North Dakota — Cited notes for North Dakota. Confirm against current statutes and your documents.
HOA rules in Ohio — Cited notes for Ohio. Confirm against current statutes and your documents.
HOA rules in Oklahoma — Cited notes for Oklahoma. Confirm against current statutes and your documents.
HOA rules in Oregon — Cited notes for Oregon. Confirm against current statutes and your documents.
HOA rules in Pennsylvania — Cited notes for Pennsylvania. Confirm against current statutes and your documents.
HOA rules in Rhode Island — Cited notes for Rhode Island. Confirm against current statutes and your documents.
HOA rules in South Carolina — Cited notes for South Carolina. Confirm against current statutes and your documents.
HOA rules in South Dakota — Cited notes for South Dakota. Confirm against current statutes and your documents.
HOA rules in Tennessee — Cited notes for Tennessee. Confirm against current statutes and your documents.
HOA rules in Texas — Texas splits subdivision HOAs and condominiums. If you live in a house or townhome in a residential subdivision with a property owners' association, Chapter 209 of the Texas Property Code (the Residential Property Owners Protection Act) is the main overlay. If you own a condominium unit, Chapter 82 (Uniform Condominium Act) applies instead. Chapter 207 covers resale subdivision-information packets
HOA rules in Utah — Cited notes for Utah. Confirm against current statutes and your documents.
HOA rules in Vermont — Cited notes for Vermont. Confirm against current statutes and your documents.
HOA rules in Virginia — Virginia splits homeowners' associations and condominiums into two statutes. If you live in a house or townhome in a subdivision with a property owners' association, the Property Owners' Association Act — Code of Virginia Title 55.1, Chapter 18, starting at § 55.1-1800 — is the main overlay. If you own a condominium unit, the Virginia Condominium Act (Title 55.1, Chapter 19) applies instead. Do no
HOA rules in Washington — Washington does not have one HOA chapter for every community. If your common interest community was created on or after July 1, 2018, or if an older community amended its documents to elect in under RCW 64.90.370, the Washington Uniform Common Interest Ownership Act (WUCIOA), chapter 64.90 RCW, is the main statute. Older homeowners' associations that have not elected in still live under chapter 64
HOA rules in West Virginia — Cited notes for West Virginia. Confirm against current statutes and your documents.
HOA rules in Wisconsin — Cited notes for Wisconsin. Confirm against current statutes and your documents.
HOA rules in Wyoming — Cited notes for Wyoming. Confirm against current statutes and your documents.