HOA rules in Kentucky

Kentucky splits planned communities and condominiums. Lot-based planned communities (residential dwellings excluding condominiums) are under the Kentucky Planned Community Act, KRS 381.785–381.801, effective June 29, 2023. Condominiums created after January 1, 2011 are generally under the Kentucky Condominium Act, KRS 381.9101–381.9207; older condominiums remain primarily under the Horizontal Property Law, KRS 381.805–381.910, with listed modern-Act sections also reaching them. Confirm which chapter applies, then confirm the current KRS text and your recorded declaration and bylaws. This page is general information, not legal advice.

Before imposing a charge for fines, damages, or an individual assessment under KRS 381.797, the planned-community board must give the owner written notice and an opportunity to be heard. The retrieved text does not set a numbered hearing-request day count or a statutory dollar fine cap. Do not invent either.

A planned-community association has a continuing lien for unpaid assessments, special assessments, or charges under § 381.797 (plus related interest, fines, late fees, enforcement assessments, collection costs, and reasonable attorney fees) that remain unpaid thirty days after any portion is due (§ 381.799). The lien must be properly recorded; it is prior to later liens except real-estate taxes/governmental charges and mortgages or encumbrances recorded before the association lien.

Owners may examine and copy association books, records, and minutes under reasonable board standards, subject to listed withholdings (§ 381.795). The retrieved section does not set a Florida-style numbered inspection-day deadline. Kentucky has no statewide HOA ombudsman on this page.

This is general information from an AI helper, not legal advice. Confirm it against your documents and your state's law. If a deadline or hearing is coming up, talk to a licensed lawyer.