HOA rules in Tennessee
Tennessee does not have a Florida-style statewide HOA act for ordinary planned-community subdivisions. Which law applies depends on how your community is structured. A traditional deed-restricted homeowners' association usually runs on its recorded declaration and bylaws plus the Tennessee Nonprofit Corporation Act if it is incorporated. Condominiums created on or after January 1, 2009 are governed by the Tennessee Condominium Act of 2008, Tenn. Code Ann. §§ 66-27-201 et seq. Older condominiums remain under the Horizontal Property Act (§§ 66-27-101 et seq.), with some 2008 Act provisions applying prospectively for post-2009 events — confirm applicability under § 66-27-202. This page is general information, not legal advice. Statutes and documents change.
For condominiums under the 2008 Act, the association may, after notice and an opportunity to be heard, levy reasonable fines for violations of the declaration, bylaws, and rules (Tenn. Code Ann. § 66-27-402(a)(11)). The retrieved text does not set a statutory dollar fine cap or a numbered hearing-day count. Do not invent either. Unpaid assessments and fines become a lien from the time they become due and may be foreclosed judicially, or nonjudicially if the declaration so provides (Tenn. Code Ann. § 66-27-415). A limited six-month common-expense priority in foreclosure proceeds, capped at one percent of the maximum principal indebtedness of the first mortgage or deed of trust, applies under § 66-27-415(b)(2). Liens are extinguished unless enforcement is instituted within six years.
Association financial and other records must be made reasonably available for examination (Tenn. Code Ann. § 66-27-417). On request, the association must provide the § 66-27-503 information package within ten business days (§ 66-27-502). For a traditional non-condo HOA, fine, hearing, lien, and records rules come from the covenants and nonprofit corporate law — do not invent a statewide HOA hearing-day count. Tennessee has no statewide HOA ombudsman in the condominium chapter parts retrieved.
This is general information from an AI helper, not legal advice. Confirm it against your documents and your state's law. If a deadline or hearing is coming up, talk to a licensed lawyer.