HOA rules in Michigan

Michigan does not have a Florida-style statewide HOA act for ordinary planned-community subdivisions. Which law applies depends on how your community is structured. A traditional deed-restricted homeowners' association — separately owned lots plus an association that maintains common property — usually runs on its recorded declaration and bylaws plus the Michigan Nonprofit Corporation Act if it is incorporated. A condominium — including many detached "site condominiums" that look like ordinary neighborhoods — is governed by the Michigan Condominium Act, MCL 559.101 et seq. Confirm your structure from the recorded master deed or plat and covenants before assuming which framework applies. This page is general information, not legal advice. Statutes and documents change.

For condominiums, the Condominium Act allows the association to levy fines only as the condominium documents provide and after notice and hearing (MCL 559.206(c)). The retrieved text does not set a statutory dollar fine cap or a numbered hearing-day count. Do not invent either. Unpaid assessments, together with interest, collection and late charges, advances, attorney fees, and fines in accordance with the condominium documents, constitute a lien on the unit, generally junior to tax liens and a first mortgage of record, with foreclosure available by action or by advertisement after recordation and service of a notice of lien at least 10 days before commencement (MCL 559.208).

For a traditional non-condo subdivision HOA, fine authority, hearing procedure, assessment liens, and foreclosure rights — if any — come from the recorded covenants and corporate documents, not from a UCIOA-style overlay. Do not invent a Michigan HOA hearing-day count or fine cap for those communities. Michigan has no statewide HOA ombudsman in the Condominium Act index retrieved.

This is general information from an AI helper, not legal advice. Confirm it against your documents and your state's law. If a deadline or hearing is coming up, talk to a licensed lawyer.