HOA rules in Maryland

Maryland uses two main titles in the Real Property Article. Lot-based homeowners associations are under Title 11B, the Maryland Homeowners Association Act. Condominiums are under Title 11, the Maryland Condominium Act. Do not mix those titles. Confirm which applies, then confirm the current Maryland Code and your recorded declaration and bylaws. This page is general information, not legal advice.

For HOA rule violations arising on or after October 1, 2022 (unless the declaration or bylaws say otherwise), Md. Code, Real Property § 11B-111.10 sets a dispute-settlement path before the board may impose a fine, suspend voting, or infringe other rights. The board must first send a written cease-and-desist demand that names the violation, the cure, and at least 15 days to abate a continuing violation without further sanction. If the violation continues or the same rule is broken again within 12 months, the owner gets written notice of the right to request a hearing in executive session, with at least 10 days to request it and at least 10 days' notice of the hearing time. At the hearing the owner may present evidence and cross-examine witnesses. Minutes must state the result and any sanction. The decision is appealable to Maryland courts. Condominiums have a parallel process in § 11-113.

Maryland does not have a Florida-style statewide HOA ombudsman on this page. Local and county resources vary. Records, liens, and collections details beyond the dispute-settlement statute should be confirmed in Title 11B / Title 11 and your documents — do not invent inspection-day counts not verified for this wave.

This is general information from an AI helper, not legal advice. Confirm it against your documents and your state's law. If a deadline or hearing is coming up, talk to a licensed lawyer.