Records inspection
Records inspection is your right, in many states, to look at association books: budgets, ledgers, contracts, minutes, insurance, and member lists, with exceptions (attorney-client, some personnel, some ongoing-collection files). Whether you must state a purpose, how many days they have, and what they can charge for copies is state-specific. It is usually not a FOIA request. HOAs are typically private corporations.
California, Florida, Texas, Virginia, Arizona, and Nevada each have their own inspection statutes and clocks (often about 5 to 21 days). Those are examples, not a national rule. Some associations try to demand that you be current on assessments first. Whether that is allowed is a statute-and-document question.
What to check: the records list in your state act and bylaws, where to send the request, and whether email counts. Ask in writing. Keep the proof of delivery. General information, not legal advice.
This is general information from an AI helper, not legal advice. Confirm it against your documents and your state's law. If a deadline or hearing is coming up, talk to a licensed lawyer.